• Rethinking Fault: Are City Planners to Blame for Car Crashes?

    We like to think of car crashes as the fault of individual drivers. Someone was distracted, drunk, careless, or reckless. But I don’t think that’s the full story. I think the real blame belongs to the people who designed the cities that make driving the only option in the first place. City planners and traffic…

  • Death by Poor Urban Planning

    Every time we hear about a tragic car crash, the story is usually framed around individual blame. Someone made a mistake, someone wasn’t paying attention, or someone was reckless. But beneath these headlines lies a harder truth. Our urban design itself creates the conditions for these deaths. Poor urban planning is not just an inconvenience…

  • NIMBY

  • Priced into the market

  • Perceived Life Percentage: Insights into Time Passing and Aging

    Have you ever noticed how, as you grow older, the years seem to pass by more quickly? Many people share this experience, and it’s not just your imagination. This phenomenon can be explained by several psychological and neurological factors, with one particularly interesting explanation known as the Proportional Theory. Understanding the Proportional Theory The Proportional…

  • The relationship between college enrollment and tuition

    I spent my evening determining a reasonable expected growth rate for future college tuition. The graph below displays the correlation between college attendance rates and tuition. While I’m not concluding causation from the data, it seems plausible that increased enrollment rates have led to higher tuition costs. With enrollment now peaking at around 100% and…

  • Low Risk Stocks Should Have Higher Risk-adjusted Returns than the Market

  • How to make Office Online use OpenDocument format

    Did you know that Microsoft Office online can use either Microsoft Office format (docx, pptx, xlsx) or OpenDocument format (odt, odp, ods)? I didn’t until a commenter pointed it out. You can change the default file formats for Office documents from your OneDrive Settings. There is an option called Office file formats. Yovko Lambrev If…

  • Switching to WordPress.com

    For the past few years I’ve been hosting my blog on Linode, but I’ve decided to switch over to WordPress.com on their “Personal” plan since it was a bit cheaper. So far everything seems to be working well, and I was able to migrate over all of the posts, pages, and comments from my previous…

  • Santa Rock

    I made some waffles and a small Santa hat for my pet rock.