Kyle Piira

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  • NIMBY

  • Priced into the market

  • Perceived Life Percentage: Insights into Time Passing and Aging

    Have you ever noticed how, as you grow older, the years seem to pass by more quickly? Many people share this experience, and it’s not just your imagination. This phenomenon can be explained by several psychological and neurological factors, with one particularly interesting explanation known as the Proportional Theory. Understanding the Proportional Theory The Proportional…

  • The relationship between college enrollment and tuition

    I spent my evening determining a reasonable expected growth rate for future college tuition. The graph below displays the correlation between college attendance rates and tuition. While I’m not concluding causation from the data, it seems plausible that increased enrollment rates have led to higher tuition costs. With enrollment now peaking at around 100% and…

  • Low Risk Stocks Should Have Higher Risk-adjusted Returns than the Market

    Leveraged constrained investors with high risk tolerance will invest more heavily in stocks that are riskier than the market Investors with a lower risk tolerance than the market can deleverage very cheaply by holding some combination of cash and TSM There is no reason for an investor seeking less risk than the market to invest…

  • How to make Office Online use OpenDocument format

    Did you know that Microsoft Office online can use either Microsoft Office format (docx, pptx, xlsx) or OpenDocument format (odt, odp, ods)? I didn’t until a commenter pointed it out. You can change the default file formats for Office documents from your OneDrive Settings. There is an option called Office file formats. Yovko Lambrev If…

  • Switching to WordPress.com

    For the past few years I’ve been hosting my blog on Linode, but I’ve decided to switch over to WordPress.com on their “Personal” plan since it was a bit cheaper. So far everything seems to be working well, and I was able to migrate over all of the posts, pages, and comments from my previous…

  • Santa Rock

    I made some waffles and a small Santa hat for my pet rock.

  • Do dying industries make good investments?

    I recently watched this video made by Ben Felix. In the video he argues that based on the historical data it is a bad idea to invest into exciting new technologies, and the companies that create them. Historically investors have overestimated the future growth of new innovative firms and underestimated how long it would take…

  • Microsoft Office Online switches to OpenDocument as default format

    So earlier today I was trying out Microsoft’s online office suite and noticed something interesting. Whenever you create a new Word, Excel, or PowerPoint file from the OneDrive interface, it automatically creates it using the OpenDocument file format (odt, ods, odp) as opposed to the Microsoft Office format (docx, xlsx, ppt). Interestingly if you create…